Settling on regulated stablecoins · Zug, Switzerland
Cross-border payments at the speed of a message.
Alpen Pay moves value across borders in minutes by settling on regulated stablecoins — then pays out in local currency. Swiss-grade compliance, institutional custody, and FX you can see before you send.
- < 5 min
- typical corridor settlement
- 40+
- destination currencies (target)
- 0.4%
- illustrative all-in FX spread
One corridor, four steps
Stablecoins do the heavy lifting between currencies. The sender and the receiver only ever touch their own local money.
- 01
Fund in local currency
A business pays in from its domestic account — CHF, EUR, GBP — into a segregated client account.
- 02
Convert to a regulated stablecoin
Funds are converted to a fiat-backed stablecoin at a quoted rate. The stablecoin is the settlement rail, not the product.
- 03
Move across the corridor
Value settles on-chain in minutes, 24/7 — no correspondent-bank hops, no cut-off windows.
- 04
Pay out in destination currency
A local partner converts back to fiat and disburses to the beneficiary's bank account or wallet.
Compliance, by design
A payments business lives or dies on its controls. Alpen Pay is being built to operate under a Swiss framework with AML/CFT obligations baked into the flow — not bolted on.
KYC / KYB onboarding
PlannedIdentity and beneficial-ownership checks for individuals and businesses before the first transfer.
Sanctions & PEP screening
PlannedCounterparties screened against sanctions, PEP and adverse-media lists on every payment.
Transaction monitoring
PlannedRules- and risk-scoring engine flags unusual flows for review; on-chain analytics on every settlement.
Travel Rule messaging
PlannedOriginator/beneficiary data exchanged with counterparties per FATF Travel Rule requirements.
Note: This is a proof-of-concept site. The controls shown are illustrative of the intended program and are not a live, audited, or regulator-approved compliance system. Alpen Pay is not currently authorised to provide regulated financial services.
Your funds, held like they matter
Settling on stablecoins only works if the underlying assets are held safely. Alpen Pay’s intended model keeps client funds segregated and in the hands of a qualified custodian.
Mock attestation widget — figures are placeholder and not independently verified.
Qualified custodian
Client stablecoin balances held with a regulated, institutional custodian — not on a hot wallet controlled by Alpen Pay.
Segregation of funds
Customer funds kept in segregated accounts, separate from operating capital and bankruptcy-remote where the structure allows.
Multi-party approvals
Treasury movements gated behind MPC / multi-sig and policy-based approvals with full audit trails.
Proof of reserves
Periodic attestation that on-chain balances match client liabilities, with on-chain addresses published for verification.
One transparent spread. No hidden hops.
You see the rate before you send. No correspondent-bank deductions, no surprise lifting fees on the way.
Starter
For small businesses sending occasional cross-border payments.
- Up to CHF 50k / month
- Same-day corridors
- Email support
- Self-serve onboarding
Business
PopularFor companies with regular payroll and supplier flows abroad.
- Up to CHF 1m / month
- Priority corridors
- Batch payouts & API
- Dedicated onboarding
Enterprise
For platforms and treasuries moving size, programmatically.
- Volume pricing
- Full API & webhooks
- Named account manager
- Custom corridors & SLAs
Request early access
We’re onboarding a small group of design partners. Tell us about your corridors and volumes and we’ll be in touch.
- Zug, Switzerland
- hello@alpen-pay.ch